Electrogear.net is a complete racket. Surfing their site, I was lured in by the low monthly payments (around $40 per month.) To start, they help themselves to $39.96 from your checking account as an application fee. Bad business.
Two days later some guy calls me and tells me the following: 'the bank that approved you requires a small deposit.' The deposit he refers to turns out to be 12 weekly installments of $39.00 in addition to the normal monthly fee.
He was not surprised at all when I said no way. I asked for my money back, and he said 'well you agreed to it you gave me your code.' He acted very strange. First making me recite my approval code, and then refusing to hang up the phone when I repeated asked him for more information. I asked who this 'bank' was, and he said 'our bank' and wouldn't give any other information.
I said I would hold for a manager, he says he is the only person there. He then said I would have to hang up first, and as I type this, this thief is still holding on my open phone line. He occasionally blares loud beeps and static into the speaker in an attempt to force me to break the connection.
I intend to go to my bank as soon as they open to get this psycho blocked from my account.
DO NOT DO BUSINESS WITH THIS COMPANY!
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