It is almost one and half year passed I am engaged with Credila through education loan and I found this service best so far. I still remember, in 2010 I was looking for a education loan and to get knowledge about different services, I was surfing internet blogs, talking to people about their experiences with their banks for loan etc etc and almost everyone gave negative responses. I have also tried that time SBI, ICICI etc. but I was not satisfied. Credila was new name for me I and I saw their advertisement on television. One day afternoon I just went to their website and send request for call. Second day one guy call me. I explained him everything that what type of loan I am looking for and all other stuffs though I was not serious about Credila that time. Same guy then send me an application form through mail on that day only. I filled that form as per their instructions and submitted. Some days later that guy call me and two weeks later after submitting some documents and bank letters, I was holding loan sanction letter in hand for applications of VISA. Everything happed so fast and easily that I can’t explain here but one thing is really nice about that guy and that was his politeness and helping nature towards me and I think he is same for all his customers. From that day upto today he is consistently in my contact through mails. The name of that guy is Mr Anand Kharat. I met him only once that too when I went for final formalities to Credla Andheri branch office. Interesting thing about my sanction letter and my loan is that initially I was looking for a loan by keeping my shop as a mortgage. But at the last moment I could not show original papers to Credila and within an hour Mr Anand Kharat covert my Mortgage loan to Guarantor loan by submitting salary slips of that person. This was really helpful that time for me.
The foremost thing I would like to share here is that after my experience I suggest my cousin to go with Credila. He was in hurry for all applications for visa and after my suggestion, on 5th day he called me and told me that he also got sanction letter. This part of Credila was really exceptional that they manage to offer sanction letter in just five days.
I am really shocked after reading this blog and all complaints about Credila. Many people have mentioned about their interest rates changing criteria but actually speaking, Credila personnel explain all these condition in their first meeting only so I don’t think there should be any problem. Whenever I call Credila office, I got assistance quickly, not only with Mr Anand Kharat but also from other members who frequently called me for verification.
Finally I would like to end this discussion with stating you all people that Credila is the best service I have found so far. At least they give assistance to their each and every customer without any differences. There may be lack of some services but after all no one is perfect in this type of businesses. And once for all, Thank You Credila and Mr Anand Kharat for your help and services.
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