A little over a month ago a LOAN OFFER was sent to me on by e-mail at work. It looked promising... It said that this person Michelle Mathis was a registered lender that is permitted to give out Guaranteed Loans to individuals and business firms and any body that needs financial help.
She also said that what ever your needs are, long or short term, personal or mortgage, they were ready to meet your needs. In the offer they mentioned that they were a very legitimate loan at 6% yearly or 0.5% monthly. They also said that the repayment duration would be made to suit your needs.
So, I just responded to see what the program was about..was told that they would require some info which was understandable. She said that the approval would take 24 hours to process after the approval, and the loan would be processed and released within 48 hours.
This information also included that an administrative/processing deposit would be required. In which we checked this is accurate due to processing a loan from the United Kingdom.
I looked into a couple of different loan amounts which were affordable. So we proceeded. Michelle Mathis said that she was the executive chair-person of the company..she sent information stating that the fee was to be sent to Mr Akeme Solomon, Abuja, Nigeria.
I would not have even considered this loan except for the fact that as we all know the economy is not good and it hard to get loans from banks especially if you have less than perfect credit. We were wanting to combine some bills in order to save some money.
I asked lots of questions trying to see if the loan was indeed legitatmate. Mrs Mathis sent me a copy of her lender's license to help to ease my mind and concerns.
We were approved for the loan and as requested we sent in $312 by Western Union. After, which we were waiting for the loan to be processed. I then received another e-mail saying that she could not process the loan that there was now C.O.T. (Cost of Transfer) and Tax Payment fees that was being required to process the loan. We thought this was bogus but we checked with our Bank and they said this kind of fees could be required and they are legitimate. So I asked if the fees could be worked into the loan and was told no that this money would have to be paid. So, I asked for some kind of documentation to guarantee my loan. She sent a Letter of Guarantee that stated that in the event that our loan could not be funded then we would get a full refund. This letter was signed by an attorney Dennis J Kucinich Esq. But how could this be that he is an attorney for their company he is a Cogressman for Ohio..here in the US... also Presidential candidate in 2004 and 2008? (We did not find this out until later).
So, we again sent money to this person thinking it was legitimate. This time $524 was required... sent by Western Union to Mr Solomon. After, which we were waiting for the loan to be processed. I was assured by Mrs Mathis that we had nothing to worry about the loan was to be processed. Then another situation came up since the loan was in US Dollars and the funds are in British Pounds and that there is a Currency Flutuation. Checked with our bank and this is also a legitimate charge... so we had to come up with $390. We sent this money too because we were into the loan and thought we would definitely get funded.
When we sent this amount supposedly an unidentified person picked up the money... but how so when the info was sent only to Mrs Mathis.
So here we are $1226 in plus Western Union fees. Since this money was not received they are now requesting yet more money..$200... we started bucking the system and told them we felt that they were a fraud. But with a Letter of Guarantee... from an Attorney & a copy of lenders license... you would think this was legit... But as we later found out the Attorney Dennis J Kucinich listed on the letter of Guarantee is a congressman in the state of Ohio... what is the connection?
I have asked many questions with no response in days... I am sure that we will never hear from them again... Just beware!!! Don't fall victim like we have.
We did not have the money to send... We needed and still need a loan.
We feel betrayed! And our money we sent in good faith was STOLEN by these people who supposidly are there to help. BEWARE!!!
We also have documentation to back all of the information in this report, And a stack of e-mails from my comummications with Mrs Michelle Mathis.
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