Hello i need urgent advice, i am currently 3 months pregnant and rang yes loans yesterday as i have 2 grand of credit card debt and my minimum payment is only paying the interest.. i was suprised i was accepted right away and they didnt even need proof of pay slips!! how amazing is that.. they then told me i needed to pay the fee which i think was 59.50 or 69 cant remember course i paid it as was so excited to get the loan, i was then transferred to money worries.. liam! he talked me out of the loan as i would be paying 2500 interest i said i didnt mind i want it cleared he talked me into the debt loan which seems great and still did up until he said it would be a fee of 90 odd i said oh i just paid yes loans he said aw its ok i can transfer that and take the other 30 odd from your credit card..
so all sounded great i was happy to pay 100 a month for 22 months then i got the pack this morning and suprise suprise first payment is not 100 which he told me its 299.50 wow funny that he didnt say and i asked him is it definately 100 he said yes - must of forgot to mention the 299. so i rang to be put on hold so gave up and sent them numerous emails to cancel they state we will give you a refund in 28 days, cant wait to see it. from reading peoples comments on this i know i am not going to get it. tonite i am putting it all in writing sending my forms back unsigned. i have read that no doubt they will still take the payments come next month HOW THE HECK CAN THEY DO THIS WHEN I HAVENT SIGNED ANYTHING. I really do not need this stress, so now i am in even more debt so i would appreciete peoples advice how they got their money back and how do i stop them taking 299.50 on 1st september.. many thanks
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