I found out only too late what crooks this company are. They use illegal advertising on the net (saying they're a loan company when they are not) yet seem immune to prosecution. Copy of brief mail I sent to Trading Standards today:
Yes loans took money for 'admin' fee and said I'd been successful for a loan. Their website and spiel suggested loan was from them - it was not. They are merely a brokers, and a scamming one at that. I later got a call saying I'd been turned down for loan but successfully secured car finance by Welcome - up to 9k. The YEs man then arranged a day and date (next weds) to go to my nearest Welcome centre (two counties away), choose a car and drive it away same day. He congratulated me on my new purchase and many years of happy motoring! But THEN I got a call from WCF only saying they 'might' be able to help me, that they'd heard I was 'interested' in applying for a loan from them, and was I okay re their doing a credit check etc? They asked when I wanted to come in. They said nothing about Yes already having arranged the deal - they'd merely passed me on to get the commission, and that "£9000 max" spiel wwas just another ton of lies. Back to square one now re getting a car, and the money put by for my rail pass has gone so I'm even worse off - we are suffering hardship because of these crooks and I'm glad the MD's son was shot dead last October. It proves there is a God after all. Yes blatantly missold me their product and were fraudulent re Welcome. There was no £9000 at all aand I hope Keith Chortle gets his kneecaps blown off. (The last bit was added on - TS got the standard version) Interesting to see WCF is also mentioned on these pages.
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