I was supposedly hired onto process payments for a man claiming to be a CEO of an Ebay Store. The customers would send their payments to me for goods purchased, & I would cash the checks, keeping out 10% commission, & wire the rest to him.
I received the first payment I was to process almost immediately, however I had thrown it onto my dresser where it set for a couple of weeks, not recognizing the envelope, it looked like junk mail...
Going thru my paperwork, & emails from Mr. Moore saying his customer had assured him payment had been mailed, I then discovered the check. When I called to verify funds a Stop Payment had been placed on the check.
When I questioned this, Mr. Moore had said not to worry it was due to the customers' goods not being shipped, because they do not ship the order without receiving payment first. And, that another check would be issued.
The first check was from Online Resources 4795 Meadow Wood Lane, Suite 300 Chantilly, VA 20151. Made out to myself, & paid by a Dorothee Harn for $3000 drawn on Deutsche Bank Trust Company Delaware Wilmington Delaware.
Approximately 1 week later I received a check from a Janet Cannon 5256 Holladay Blvd. Salt Lake City Utah 84117 for $2500, made out to myself, drawn on Zions First National Bank Salt Lake City Utah, & also said on check, "payelectronic.metavante.com".
I called the automated system to verify funds, it said funds were available to cover that amount. I received the check on Nov. 10, & wanted to speak to a person, so I called back Nov. 13th, spoke to a customer service rep, gave her the account number, name on the check & amount of check. She stated that that account was active & open & had sufficient funds to cover that amount. I also tested the security mark on the check, & it responded just like it was suppose to.
I cashed the check, & deposited my 10% commission for the transaction into my checking account, & placed remainder of the money from the check into a bank envelope. Then I froze, something was telling me not to wire the money to Mr. Moore immediately. I carried the money around with me for a few days, the stress was killing me, I did'nt know what to do. So, I went into my bank & spoke with the Bank Manager, Michael Reiner.
I explained the entire situation to him, & he had said if something were nagging at me to stall Mr. Moore for 10-16 business days. I was like, "oh God, I don't know how I'm going to do that". Mr. Reiner told me to just tell Mr. Moore that my bank manager had said I could not wire him the money for 10-16 business days, because that's how long it took for the check to clear, & if he wanted to talk to him to give him his, {Michael Reiners'} name/number. Mr. Reiner would be away all the next week on holiday leave, so I did just that.
I think it was around the 19th of Nov that I received another check with same name, account number, identical to the first check. Only difference was the first checks' number was 9010, & the 2nd one was 9030. I went straight to the bank, & spoke to the Assistant Vice President, Kimberly Herrera. I probably sounded like a babbling idiot trying to give her a quick rundown on what I had spoken to Michael Reiner about.
Then I just handed her the check, & she called in another person, I did'nt get her name, & they called the Fraud Dept. & spoke to a man named Joe, who asked that the 2nd check be faxed to him. The 2nd lady called in was trying to explain the situation to him as I was telling it to her, & she finally said she would let me tell him, & I proceeded to tell him how I came to have this check & what had transpired up to that day, Nov. 20th.
I asked Ms. herrera what should I now do, I did'nt want to continue carrying around that money, & I asked if I should just deposit it & let it set for when the first check came back, she said yes. So, I gave the 2nd lady who had came in the money, & she gave me a receipt, & then I just called the automated system everyday. I believe the check did come back on Nov. 23.
I had told Ms. Herrera I did'nt even want the 2nd check, & asked what should I do with it. She then wrote on it, "funds not available, & gave it back to me. I kept it with the very first check from Dorothee Harn, & everything I had ever written down regarding Mr. Moore.
I was receiving numerous phone calls from Mr. Moore, & nasty emails. He even had someone write to me claiming to be Janet Cannon, { name on last 2 checks}, asking for her money back, & I received an email claiming to be from the F.B.I saying if the money was'nt returned within 24 hours they would contact me again, & said, " & you know what that means. Jail".
I have not received anymore phone calls or emails after I had told Mr. Moore that the funds were'nt available on the 2nd check, & that the first check had came back. That's when he had someone email me impersonating Janet Cannon, & the F.B.I, until I told her that I did'nt believe she were Janet Cannon, & the REAL F.B.I would find her soon enough. I have not heard another word from either.
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