While checking the charges against my Checking account after finishing a cruise to the Cozumel and Belize, I noticed a charge of $49.50 from a company call "50 Million Waiting" and a "cross border fee". I was a little puzzled and called the phone number on the debit entry only to discover that this was an endless loop inside a phone answering system. I never got hold of a real person. Then I began to review my bank records and discovered money charges against my account for $49.50 - usually the same time frame of the month with cross border fees. Then I simply searched for cross border fees, and the ugly deductions began to mount up. However, every month the charge was made by a different company name. This has been going on for some time (at least 6 months). Apparently these folks feel free to take your credit/debit card information and help themselves to your account. Small amounts often enough adds up quickly.
How they got my credit/debit card information is anybody's guess, but I have changed it. My suggestion is to start searching your bank charges for the cross border fees, that's how I found my $495.00 worth of unauthorized deductions.
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